YouHodler Interest Accounts
Instantly earn an attractive APY of up to 12.7%, without any staking requirement. Whilst these rates are higher than most competitors, they have higher commission rates/fees than some other platforms. Users have approx. 33 cryptocurrencies, tokens and altcoins to earn interest on, which is compounding and paid weekly. As a CeFi platform, this company is regulated and require KYC checks, which infringes on anonymity whilst protecting against fraud. It's clear that YouHodler is a trustworthy company, with headquarters in London and operating in a number of regions. Their support is helpful and responsive, with users able to contact via email/live chat, or browse the extensive FAQ.
Although there is no minimum/maximum duration or lock-ins, their minimum deposits are higher than average. Using their website is straightforward and simple, although we recommend users log out every time, as there is no time-out/automatic log out. This platform also offer an additional "Multi HODL" service, a crypto-backed tool to aid users in capitalising on market volatility. Visit their website to find out more about this service. We believe YouHodler to be a firm contender in the crypto-savings space; with highly competitve rates that make it well worth it for many users.
- Additional "Multi HODL" service
- Unlimited deposit duration limit
- Easy to use, intuitive user interface
- Responsive support with email and live chat
- Trusted company with headquarters in London
- Variety of 33 cryptocurrencies to earn interest on
- No minimum/maximum duration or lock-in terms
- Competitive starting rates with no staking requirement
- High standard of security - insured for up to $150M from Ledger Vault partnership and store funds in cold storage
- Limited Fiat options
- No native staking token
- Not available in the USA or China
- KYC checks compromise anonymity
- No time-out, users remain logged in
- Higher commission/fees than some competitors
- Higher minimum withdrawal than average on some currencies
- High minimum deposits: ETH requires $500, BTC 0.1, etc.
Specification: YouHodler Interest Accounts
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