Coinloan Interest Accounts

Coinloan maintain some of the highest interest rates and the lowest fees offered in CeFi, with good options for both stakers and non-stakers alike. A wide selection of assets are available, including 16 cryptocurrencies and 2 Fiat options. There are no deposit withdrawal fees, or credit checks. Gas fees are covered and there is no minimum savings lock-in period; remaining one of very few platforms to offer this.

Interest is compounding and paid in kind monthly, with users earning between 4.5 - 12.3% APY on fiat, stablecoins and cryptocurrencies. Whilst most of their crypto interest rates are only slightly above average, their fiat & stablecoin APY is a highly competitive 10.3% without staking. To qualify for the best rates, users must hold up to 2500 CLT (Coinloan native token) in their account. There is no minimum staking time required to receive these raised rates, with each 125 CLT held raising interest rates by 0.1%. Having in excess of 2500 CLT will not affect your interest rates, as 2% is the maximum.

Funds and assets remain protected and insured for up to $100 million by BitGo, one of the leading crypto custodians. This platform is also very secure, utilising both cold storage & 2FA and as such, they've never suffered a hack or security breach since founding in 2017. Lastly, we found this platform easy to use and highly accessible, allowing users to check their easily savings via PC or mobile. Users worldwide can also access this platform with the app, available on both Apple & Android phones.