2gether Challenger Review
2gether was established in 2017 in Spain and prides itself as being part of the "economic revolution". Their branding is focussed around community founding and investing in an early stage startup, which their why they actively shill their own 2GT token. However, from what I have read, this is NOT a governance token, so whilst you may have a chance to get in early on a new debit card startup, I have found nothing to suggest that token holders will get a say in the future decisions of 2gether as a company.
2gether has a number of things that stand out. Firstly, we're impressed with the low fees and 100% of the 0.26% Kraken exchange fee will be refunded in 2GT tokens. Secondly, the 2gether Founder is an instant settlement Visa card (meaning that crypto is exchanged at the point of sale rather than a prepaid visa) and can be used online and offline and globally at ATM's. Global ATM fees are also better than average, costing just 1.5% plus the standard Visa exchange rate. It's never fun using ATMs aboard but these rates are better than most we've reviewed.
This 2gether Explorer is the second highest with cashback at 3%, and comparatively to other cards on the market, the cost of staking at the time of writing is very low. Cashback will be paid only in the 2GT token, which if you're a believer in the company, is a great way to invest early ion the company.
- 3% cashback on purchases paid in 2GT.
- Instant settlement (rather than prepaid) card allowing you to pay with crypto anywhere.
- Low fees with 100% of the 0.26% discount on trading fees (refunded in 2GT).
- Higher tier referral program allowing you to earn 2GT tokens.
- Easy fiat onboarding so you can buy crypto at market rates.
- Still recovering from a hack in 2020 and have still not managed to refund all customer funds.
- No other perks or rebates.
- Max monthly cashback is €500 in 2GT.
- Max on-chain transaction fee refund is €500 in 2GT.
- Cashback only available in 2GT
- Refunds processed in 2GT
- No live support.
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