Binance Card Review

Binance Visa Card Review

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Verdict: A disappointing offering from the worlds biggest exchange. The 7 cards offered by Binance is below average in comparison to other cards on the market. Binance cards are not instant settlement cards, plus you can only top up your card in £/€ from your wallet. The cashback is paid out in BNB and a limited to the equivalent of €1,800 even if you stake for $600k in BNB for the highest tier card. Finally, there are no perks like other companies that offer rebates on Netflix, free airport lounge and travel insurance. If low fees are what your after this card ticks that box, however, if you are after perks and excellent customer support, this is not the card for you.

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6/10 (Expert Score)
Product is rated as #40 in category Crypto Cards

Binance is the largest crypto exchange platform in terms of trading volume and as of today makes an average of 2.0 billion daily trading volume. Binance offers 7 prepaid cards that can be used worldwide. The cards function on a level basis. Currently, Binance offers card levels 1 thought 7, the first level, level 1 is a zero staking card and you receive 1% cashback in BNB on all transactions. The highest staking card, Level 7, requires you to stake 6,000 BNB (roughly €654,972) to receive 8% cashback in BNB but all cashback is limited to €1,800. Fees for transactions do not change regardless of card level. Cardholders are charged 0.9% of all transactions worldwide and pay 1% on transaction value when transferring funds from wallet to card.

One of the downside to the Binance cards is that you must transfer your crypto to EURO or GBP in your wallet before you can transfer the fiat from your wallet to your card. The transfer can take anywhere from 5 minutes to 24 hours. Another downside to the Binance card is the monthly €1,800 BNB cashback limit.

Payment options
Fees and charges
Perks & rewards
Company & Reputation
  • Low fees 0.9% on transaction worldwide.
  • Largest crypto exchange platform.
  • Cashback in BNB up to 8%.
  • Zero staking card that offers 1% cashback in BNB.
  • Prepaid card, must be topped up in £/€.
  • Terrible customer support.
  • Hard to find answers on website.
  • Cashback only available in BNB.

Specification: Binance Visa Card Review

Company & Availability
Eligible regions , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
Credit Check No
Savings Information
Supported Fiat Currencies ,
Supported Cryptocurrencies
Gas fees Yes
ATM Access Worldwide
Pay In Local Currencies Yes
24 hour support Email support
Live Support Yes, Bot support
Staking required Level 1: No, Level 2-7: Yes
Staking amount Level 2: 10 BNB staking, Level 3: 50 BNB staking, Level 4: 200 BNB staking, Level 5: 500 BNB staking, Level 6: 2,000 BNB staking, Level 7: 6,000 BNB skating
Minimum stake Term Level 2-7: hold for 30 days
Token Ticker BNB
Cashback on spending Level 1: 1% cashback in BNB, Level 2: 2% cashback in BNB, Level 3: 3% cashback in BNB, Level 4: 4% cashback in BNB, Level 5: 5% cashback in BNB, Level 6: 6% cashback in BNB, Level 7: 8% cashback in BNB
Cashback Restrictions No
Max Cashback Capped at €1,800 monthly
On Chain Rewards None
Referral Rewards Earn up to 40% commission whenever a friend makes a trade
Spending Limits
Daily ATM Limit €250
Daily Purchase Limit Virtual €870/ Physical €8,700
Monthly ATM Limit Decided on individual basis
Monthly Purchase Limit Decided on individual basis
Online/Offline Purchase Fees up to .9%
Topping up fee 1% of transaction value
ATM Fees Up to 0.9%
POS Foreign Transaction fee up to .9%
Card Replacement Fee Physical card: €25
ACH Declined No fee
Charge back processing No fee
Exchange Rate Provider /
Card Features
Instant settlement No
Prepaid Yes, can only top up in £/€ from wallet
App Payments Apple Pay, Google Pay
Dual-Interface NFC/EMV (Card with chip) Yes
Virtual Cards Yes
Physical Cards Yes
Fraud Monitoring Yes
Freeze / Unfreeze Yes
Instant Notifications Yes
Pin Viewing Yes
2FA Yes
Asset protection & Insurance
Audited /
Cold Storage /
Company Backing /
FDIC insurance No
Insured by /

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