Crypto.com Midnight Blue Review

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Verdict: The Midnight Blue is the lowest level prepaid Visa card offered by crypto.com. The card is free, widely available in Europe and the USA, requires no staking, and users still get 1% cashback on purchases paid in CRO tokens. The card is perfect for someone wanting to try out a crypto card without the commitment of staking, or as an extra card that's not used regularly. If you're looking for perks or higher spending limits we recommend getting a higher stakes option.

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Additional information
Reviews (0)

8/10 (Expert Score)

Product is rated as #17 in category Crypto Cards

Features

7.5

Usability

Payment options

Fees and charges

8.5

Perks & rewards

5.5

Company & Reputation

8.5

Support

PROS:

Free card with no monthly maintenance fee.
No staking required.
1% cashback in CRO.
Interbank exchange rates.
Low fees.

CONS:

The only supported fiat is the country the card is registered in.
Prepaid card, i.e. crypto needs to be sold for $/£ before transacting in shops.
Support is slow and users have reported waiting months for cards to be delivered.

Specification: Crypto.com Midnight Blue Review

Company & Availability

Insurance Coverage	/
Eligible regions	Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Netherlands, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK, USA
KYC	Yes
Credit Check	No

Savings Information

Supported Fiat Currencies	Fiat of the country the card is registered in
Supported Cryptocurrencies
Gas fees	Yes

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Yes
Live Support	Yes

Staking

Staking required	No
Staking amount	None
Minimum stake Term	N/A
Token Ticker	CRO

Rewards

Cashback on spending	1% in CRO
Cashback Restrictions	No
Max Cashback	No limit
On Chain Rewards	None
Referral Rewards	No

Spending Limits

Daily ATM Limit	Unlimited
Daily Purchase Limit	Unlimited
Monthly ATM Limit	Unlimited
Monthly Purchase Limit	Unlimited

Fees

Signup fee	No fee
Monthly fee	No
Delivery Fee	No
Online/Offline Purchase Fees	Interbank exchange rates up to $2,000/ £1,800, 0.50% thereafter
Topping up fee	Interbank exchange rates, 0.50% after $2,000/ £1,800
ATM Fees	No monthly fee up to $200 / £180, 2% thereafter
International ATM fee	/
POS Foreign Transaction fee	/
Card Replacement Fee	No fee
ACH Declined	No fee
Charge back processing	€0.06
Exchange Rate Provider	Interbank exhange rates

Card Features

Instant settlement	No
Prepaid	Yes
Topping up limit	No limit
App Payments	Apple Pay, Google Pay, Samsung Pay
Dual-Interface NFC/EMV (Card with chip)	Yes
Virtual Cards	No
Physical Cards	Yes