Crypto.com Jade Green & Royal Indigo Review

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Verdict: the costs and risk for staking this card at current token price levels seem to outweigh the benefits from rebates and cashback that you would get with this card. It would a long time to break-even if the value of the CRO token went down, so at today's prices, we don't think the staking option is viable unless you are very bullish on CRO for the foreseeable future.

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Additional information
Reviews (0)

8/10 (Expert Score)

Product is rated as #19 in category Crypto Cards

The card is free and available for residents of the US and Europe. Cardholders will be required to stake 50,000 CRO tokens (approx $8000 at today's rates) for a minimum of 6 months to receive 3% cashback on purchases paid in CRO tokens, plus full rebates on Spotify ($12.99pm/£€ equivalent) and Netflix ($13.99pm/£€ equivalent) which represents a maximum of $323.76 per year in rebates. You should carefully plan how much you expect to spend on the card to work out if the break-even date would be worth the risk (for example, $100k per year spend would only equate to $3k in cashback). So even with these attractive perks, staking the card heavily depends on the price of the token maintaining its current value or increasing, which in our opinion, at today's prices makes this a risky option.

Features

7.5

Usability

Payment options

7.5

Fees and charges

8.5

Perks & rewards

Company & Reputation

8.5

Support

PROS:

Rebated Spotify, Netflix and Airport Lounge Access.
3% cashback paid in CRO.
High spending limit before higher fees are applied.
Easy fiat onboarding with market rates.
Low fees.
Metal Card.

CONS:

High staking amount which would take a long time to breakeven if the value of CRO went down.
Cashback is only available in CRO.
Support is very slow.
Users have reported it taking months to receive the card.

Specification: Crypto.com Jade Green & Royal Indigo Review

Company & Availability

Insurance Coverage	/
Eligible regions	Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Netherlands, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK, USA
KYC	Yes
Credit Check	No

Savings Information

Supported Fiat Currencies	Fiat of the country the card is registered in
Supported Cryptocurrencies
Gas fees	Yes

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Email support, Non-immediate chat support
Live Support	No

Staking

Staking required	Yes and No
Staking amount	5,000 CRO
Minimum stake Term	180 days
Token Ticker	CRO

Rewards

Cashback on spending	CRO Staking: 3% cashback in CRO, No Staking: 1.5% cashback in CRO
Cashback Restrictions	No
Max Cashback	No limit
On Chain Rewards	None
Referral Rewards	No

Perks

Perks	Airport Lounge Access, Netflix, Spotify

Spending Limits

Daily ATM Limit	Unlimited
Daily Purchase Limit	Unlimited
Monthly ATM Limit	Unlimited
Monthly Purchase Limit	Unlimited

Fees

Signup fee	No fee
Monthly fee	No
Delivery Fee	No
Online/Offline Purchase Fees	Interbank exchange rates up to $10,000/£9,000, 0.50% thereafter
Topping up fee	Interbank exchange rate up to $10,000/ £9,000. 0.50% thereafter
ATM Fees	No fee withdrawal up to $800 / £720, 2% thereafter
International ATM fee	/
POS Foreign Transaction fee	/
Card Replacement Fee	No fee
ACH Declined	No fee
Charge back processing	€0.06
Dormancy	No fee
Exchange Rate Provider	Interbank exhange rates

Card Features

Instant settlement	No
Prepaid	Yes
Topping up limit	No limit
App Payments	Apple Pay, Google Pay, Samsung Pay
Dual-Interface NFC/EMV (Card with chip)	Yes
Virtual Cards	No
Physical Cards	Yes