Crypto.com Ruby Steel Review

Crypto

Add your review

Verdict: The Ruby Steel is the second level prepaid Visa card offered by Crypto.com. The card is free, currently available in the US and Europe and for users who stake 5,000 CRO tokens (approx $800 at today's rates) users will receive a 100% Spotify rebate, plus 2% cashback paid in CRO tokens. Whilst the cashback and Spotify rebates are attractive, with the current high price of the token, users should calculate how long it will take them to break even and decide accordingly whether staking is a worthwhile investment.

Visit Crypto

Compare

FavouriteAdded to wishlistRemoved from wishlist 1

Additional information
Reviews (0)

7.5/10 (Expert Score)

Product is rated as #27 in category Crypto Cards

Features

7.5

Usability

Payment options

Fees and charges

8.5

Perks & rewards

Company & Reputation

8.5

Support

PROS:

Staking card you get rebated Spotify.
Relatively low stakes.
Low fees.
Easy fiat onboarding.

CONS:

Prepaid card which means selling crypto to $ before being able to make transactions.
Cashback only paid in CRO.

Specification: Crypto.com Ruby Steel Review

Company & Availability

Insurance Coverage	/
Eligible regions	Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Marshall Islands, Netherlands, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK, USA
KYC	Yes
Credit Check	No

Savings Information

Supported Fiat Currencies	Fiat of the country the card is registered in
Supported Cryptocurrencies
Gas fees	Yes

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Email support
Live Support	Chat box on website, does not provide immediate response

Staking

Staking required	Yes and No
Staking amount	5,000 CRO
Minimum stake Term	180 days
Token Ticker	CRO

Rewards

Cashback on spending	No Staking: 1% cashback in CRO, Staking: 2% cash back in CRO
Cashback Restrictions	No
Max Cashback	No limit
On Chain Rewards	None
Referral Rewards	No

Spending Limits

Daily ATM Limit	Unlimited
Daily Purchase Limit	Unlimited
Monthly ATM Limit	Unlimited
Monthly Purchase Limit	Unlimited

Fees

Signup fee	No fee
Monthly fee	No
Delivery Fee	No
Online/Offline Purchase Fees	Interbank exchange rates up to $4,000/£3,600, 0.50% thereafter
Topping up fee	Interbank Exchange Rates up to $4,000/£3600, 0.50% thereafter
International ATM fee	/
POS Foreign Transaction fee	/
Card Replacement Fee	No fee
ACH Declined	No fee
Charge back processing	€0.06
Exchange Rate Provider	Interbank exhange rates

Card Features

Instant settlement	No
Prepaid	Yes
Topping up limit	No limit
App Payments	Apple Pay, Google Pay, Samsung Pay
Dual-Interface NFC/EMV (Card with chip)	Yes
Virtual Cards	No
Physical Cards	Yes