Cryptopay Card Review | Tier 3

Cryptopay

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8.25/10 (Expert Score)

Product is rated as #9 in category Crypto Cards

Tier 3 features bank transfers & card deposit support at much higher limits than Tier 1. Users also have an option to purchase a plastic or virtual C.PAY VISA card, suitable for all in EEA countries. Users are required to upload a proof of address at this stage. Receive unlimited cryptocurrency deposits and withdrawals of any amount, alongside a daily €50,000 bank deposit/withdrawal limit (€100,000 weekly). Finally, card deposits are increased to €20,000 daily & €50,000 weekly, with no information on withdrawals.

Features

Usability

Payment options

6.5

Fees and charges

Perks & rewards

7.5

Support

8.5

Company & Reputation

7.5

PROS:

Manage via mobile app
Easy withdrawal at ATMs
No domestic fees at POS
Much higher spending limits
Easily lock/unlock card via app
Virtual & Physical cards available
100,000 EUR weekly withdrawal limit
Operates as a Visa card suitable worldwide
Users can purchase plastic of virtual VISA card
Savings options on BTC, ETH & LTC also available
Spend up to €30K in a single online transaction

CONS:

Prepaid
No perks
No cashback
Lots of little fees
KYC checks compromise anonymity
Exchange more expensive than some competitors
Requires proof of address to receive Tier 3 approval

Specification: Cryptopay Card Review | Tier 3

Company & Availability

Insurance Coverage	Not specified
Eligible regions	Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK, USA
KYC	Yes

Savings Information

Supported Fiat Currencies	EUR, GBP, USD
Supported Cryptocurrencies
Gas fees	No fees

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Yes
Live Support	Yes

Staking

Staking required	No
Token Ticker	No Token

Rewards

Cashback on spending	No
On Chain Rewards	None
Referral Rewards	Your friend will get a 25% discount on their first card order, while you will get 10% of the revenue from all the fees Cryptopay charges on £/€/USD/BTC accounts

Spending Limits

Daily ATM Limit	€5,000 deposits/withdrawals daily
Daily Purchase Limit	Bank transfers: €5,000, Card deposits: €1,000, Cryptocurrencies: €50,000
Monthly ATM Limit	Unlimited
Monthly Purchase Limit	Unlimited

Fees

Signup fee	Plastic: $15 & Virtual: $2.50, Plastic: £/€5 & Virtual:Free, New prices soon, Plastic: £/€15 & Virtual: £/€2.50
Monthly fee	£/€/$1
Delivery Fee	No fee
Online/Offline Purchase Fees	No fee
Topping up fee	1%
ATM Fees	£/€/$2.50
International ATM fee	£/€/$3.50 + 3%
POS Foreign Transaction fee	3% of transaction value
Card Replacement Fee	£/€/$15
ACH Declined	Not specified
Charge back processing	£/€/$ 35.00
Dormancy	$5 after 365 days without activity, £/€5 after 365 days without activity
Exchange Rate Provider	Visa

Card Features

Instant settlement	No
Prepaid	Yes
Topping up limit	Bank transfers: €50,000 per day, €100,000 weekly, Card deposits: €20,000 per day, €50,000 weekly, Cryptocurrency deposits: Unlimited
App Payments	No
Dual-Interface NFC/EMV (Card with chip)	Yes
Virtual Cards	Yes
Physical Cards	Yes