Revolut Standard Debit Card Review

Revolut

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Additional information
Reviews (0)

7.5/10 (Expert Score)

Product is rated as #27 in category Crypto Cards

Features

Usability

8.5

Payment options

Fees and charges

7.5

Perks & rewards

6.5

Company & Reputation

7.5

Support

7.5

PROS:

2FA enabled
FDIC insured
Operates in US, Asia & Europe
Virtual & physical cards available
Spend abroad in over 150 currencies
Huge £100,000 monthly purchase limit
Supports 10 crypto assets and 30 Fiat options

CONS:

Gas fees
Prepaid card
No cashback
No real perks
No staking options
Slow, email only support
No on-chain rewards
No free card replacement (for this tier)
£200 fee-free daily ATM limit or a total of 5 withdrawals
ATM withdrawal fee of 2% thereafter plus £1 per withdrawal

Specification: Revolut Standard Debit Card Review

Company & Availability

Insurance Coverage	Not specified
Eligible regions	Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, USA
KYC	Yes

Savings Information

Supported Fiat Currencies	AED, AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, MAD, MXN, NOK, NZD, PLN, QAR, RON, RSD, RUB, SAR, SEK, SGD, THB, TRY, USD, ZAR
Supported Cryptocurrencies
Gas fees	Yes

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Email support
Live Support	No

Staking

Staking required	No
Token Ticker	No Token

Rewards

Cashback on spending	No
On Chain Rewards	None
Referral Rewards	No

Perks

Perks	1 Revolut Junior account

Spending Limits

Daily ATM Limit	£200 or equivalent in your base currency, £200, or make a total of 5 ATM withdrawals which ever comes first. 2% thereafter plus £1 per withdrawal
Daily Purchase Limit	£100,000 or equivalent in base country, No fee only Monday-Friday
Monthly ATM Limit	£200 or 5 withdrawals montly, 2% + £1 thereafter
Monthly Purchase Limit	£100,000 or equivalent in your base currency

Fees

Signup fee	No fee
Monthly fee	No
Delivery Fee	No fee
Online/Offline Purchase Fees	£1,000 monthly spending with no fee, thereafter 0.50%, Weekday: 2.5% Crypto fee, Weekends: 2.5% crypto fee, 1% fiat fee
Topping up fee	Crypto top up: 2.5%, Commodities top up: 1.5%
ATM Fees	2% + £1 after £200 monthly limit or 5 withdrawals
International ATM fee	£200 fee free + £3-5 currency conversion, 2% + £1 ATM fee therafter + £3-5
POS Foreign Transaction fee	£1,000 or equivalent fee free, 0.50% fee thereafter
Card Replacement Fee	£5 or equivalent in your base currency
ACH Declined	Not specified
Charge back processing	No fee
Dormancy	No fee
Exchange Rate Provider	Mastercard, Visa, Visa or Mastercard will be decided based off country of residence

Card Features

Instant settlement	No
App Payments	Apple Pay, Google Pay
Dual-Interface NFC/EMV (Card with chip)	Yes
Virtual Cards	Yes
Physical Cards	Yes

Security

Fraud Monitoring	Yes
Freeze / Unfreeze	Yes
Instant Notifications	Yes
Pin Viewing	Yes
2FA	Yes

Asset protection & Insurance

Audited	Internal
Cold Storage	Yes
Company Backing	DST Global, GP Bullhound, Lakestar, London Impact Ventures, TCV, TSG Consumer Partners
FDIC insurance	Yes
Insured by	FDIC-insured Metropolitan Commercial Bank