Swipe Saffron Orange Review 2021

Swipe Saffron Orange Review

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Swipe.io began in 2019 in the Philippines. In 2020 Swipe was bought by Binance and today their head office is located in London, England. Swipe.io has a low fee structure that makes spending your cryptocurrency Worldwide inexpensive and easy. Swipe Saffron Orange is the easiest of the four Swipe Visa cards to Obtain. It's free, requires zero staking, and you will receive 1% cashback in Bitcoin.
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8/10 (Expert Score)
Product is rated as #12 in category Crypto Cards

The Saffron Orange card by Swipe.io is free to signup, with no monthly fees, and requires no staking. Despite zero commitment, with Swipe Saffron, you will still receive the same fee structure as higher tier cards and benefit from practically fee-free worldwide spending. In terms of cashback and perks, whilst lower than Swipe staking cards, Saffron users will still receive generous 1% cashback paid instantly in BTC for all purchases both online and offline, and a free Spotify rebate.

All Swipe cards are widely available in Europe and the US, and global availability is still growing rapidly (Canada and Australia are coming soon!). Swipe Visa cards currently support 8 major cryptocurrencies, 5 fiat currencies in your digital wallet, and also support worldwide spending without fees.

Swipe.io Visa cards have an extremely low fee structure, a proven track record of delivering excellent products, and their company acquisition by Binance in 2020 after just 1 year of operating is about the best company validation you could ask for.

Swipe.io Visa cards are definitely one of the strongest contenders on the market in 2021. However, they do come with their downsides. If something does go wrong, the support is awful, their lack of company background information feels like a big red flag.

Features
9.5
Usability
9.5
Payment options
8.5
Fees and charges
9.5
Perks & rewards
9.5
Company & Reputation
3
Support
2
PROS:
  • Free card, sign up, and no monthly fees.
  • 1% cashback paid in BTC without staking.
  • Spotify rebate.
  • Instant conversion from crypto to fiat on purchases - no more prepaid cards.
  • No limits on cashback online or in-store.
  • Currently almost no fees (not even gas fees!) for everything from ATM withdrawals to international use.
  • Partnered with Binance.
CONS:
  • Huge lack of information available on the Swipe team/company.
  • Terrible support which can't offer answers to basic questions, and no means to escalate issues higher.
  • 3% foreign transaction fee for US cardholders

Specification: Swipe Saffron Orange Review

Company & Availability
Insurance Coverage Pooled
Eligible regions , , , , , , , , , , , , , , , , , , , , , , , , , , ,
KYC
Credit Check No
Savings Information
Supported Fiat Currencies , , , ,
Supported Cryptocurrencies
Gas fees No fees
Availability
ATM Access Worldwide
Pay In Local Currencies Yes
Support
24 hour support Yes
Live Support Yes
Staking
Token Ticker SXP
Rewards
Cashback Restrictions No limit
Max Cashback No limit
Perks
Perks
Spending Limits
Daily ATM Limit $100, €100
Daily Purchase Limit $1000, €1000
Monthly ATM Limit $1000, EU/UK: N/A
Monthly Purchase Limit $5000, EU/UK: N/A
Fees
Online/Offline Purchase Fees No fee
Topping up fee No fee
ATM Fees No fee
International ATM fee No fee
POS Foreign Transaction fee No fee
Card Replacement Fee No fee
ACH Declined No fee
ACH Payments No fee
Charge back processing No fee
Dormancy No fee
Exchange Rate Provider N/A
Card Features
Instant settlement Yes
Topping up limit No limit
App Payments Apple Pay, Google Pay, Samsung Pay
Dual-Interface NFC/EMV (Card with chip) Yes
Virtual Cards US Only
Physical Cards Yes
Security
Fraud Monitoring Yes
Freeze / Unfreeze Yes
Instant Notifications Yes
Pin Viewing Yes
2FA Yes
Asset protection & Insurance
Audited Certik
Cold Storage Coinbase Custody
Company Backing Binance
FDIC insurance No
Insured by BitGo

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Swipe Saffron Orange Review
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