Swipe.io Sky Blue Review 2021

Swipe Sky Blue Review

Add your review
FavouriteAdded to wishlistRemoved from wishlist 0
8/10 (Expert Score)
Product is rated as #12 in category Crypto Cards

The Sky Blue card is an instant settlement card by Swipe.io that has no monthly fees or initial card purchase fee. Sky Blue cardholders get 2% cashback in Bitcoin on all purchases, regardless of whether the purchase is made online or offline. Sky Blue cardholders are rebated $12.99 (or £/€ equivalent) on Spotify, Netflix, and Prime. Currently, the card is only available in the US and Europe, however, Swipe.io Cards will soon be available in Canada, Australia, and Singapore.

Sky Blue Swipe.io Visa requires staking 300 SXP tokens which is roughly $689.65 at the time of writing and must be staged for 6 months. Which is a pretty good deal if you do the math. If you are rebated $12.99 on Spotify, Netflix, and Prime for 12 months you'll save yourself roughly $467.64. Add the 2% cashback in Bitcoin from spending, and you likely already better than zero-sum gains because you're still holding 300 SXP tokens.

Swipe.io was established in 2018 and in 2020 was bought by Binance, one of the biggest crypto trading platforms. Their cold storage provider is Coinbase Custody, they are insured by BitGo and were audited by Certik. This is all very promising information, the caveat is there is essentially zero background information on the company itself. But Swipe.io has all the right and big names behind them, so we are giving them the benefit of the doubt for now. If you are nervous about the lack of transparency then your best option is to stick with the Sky Blue, low stakes and decent returns.

Your Sky Blue Visa card, will be mailed to you for free, unfortunately, virtual cards are not available in Europe, however, if you live in the US you can start using your virtual card after you have signed up. Swipe.io supports 8 Cryptocurrencies and 5 Fiat currencies.

Payment options
Fees and charges
Perks & rewards
Company & Reputation
  • 2% cashback paid in BTC.
  • Rebated $12.99 on Spotify, Netflix, and Prime.
  • Instant settlement.
  • No monthly charges for service.
  • Very low fees.
  • 8 Cryptocurrencies supported.
  • 5 Fiat currencies supported.
  • Partnered with Binance.
  • Huge lack of company information.
  • Support is not informed on their own product and is extremely unhelpful.
  • 3% foreign transaction fee for US cardholders

Specification: Swipe Sky Blue Review

Company & Availability
Insurance Coverage Pooled
Eligible regions , , , , , , , , , , , , , , , , , , , , , , , , , , ,
Credit Check No
Savings Information
Supported Fiat Currencies , , , ,
Supported Cryptocurrencies
Gas fees No fees
ATM Access Worldwide
Pay In Local Currencies Yes
24 hour support Yes
Live Support Yes
Token Ticker SXP
Cashback Restrictions No limit
Max Cashback No limit
Spending Limits
Daily ATM Limit $200, €150
Monthly ATM Limit $2000, EU/UK: N/A
Monthly Purchase Limit $10,000, EU/UK: N/A
Online/Offline Purchase Fees No fee
Topping up fee No fee
ATM Fees No fee
POS Foreign Transaction fee No fee
Card Replacement Fee No fee
ACH Declined No fee
ACH Payments No fee
Charge back processing No fee
Dormancy No fee
Exchange Rate Provider N/A
Card Features
Instant settlement Yes
Topping up limit No limit
App Payments Apple Pay, Google Pay, Samsung Pay
Dual-Interface NFC/EMV (Card with chip) Yes
Virtual Cards US Only
Physical Cards Yes
Fraud Monitoring Yes
Freeze / Unfreeze Yes
Instant Notifications Yes
Pin Viewing Yes
2FA Yes
Asset protection & Insurance
Audited No
Cold Storage Coinbase Custody
Company Backing Binance
FDIC insurance No
Insured by BitGo

User Reviews

0.0 out of 5
Write a review

There are no reviews yet.

Be the first to review “Swipe Sky Blue Review”

Your email address will not be published. Required fields are marked *

Enable registration in settings - general
Compare items
  • Cards (0)
  • Savings (0)
  • Loans (0)
  • Exchanges (0)
  • Hardware Wallets (0)