Wirex Card Review

Wirex

Add your review

Verdict: One of the best travel cards available. Wirex is a card from a trusted company, which supports a wide number of fiat and cryptocurrencies that can be spent anywhere with instant settlement, OTC exchange rates and very reasonable fees. Instant crypto cashback paid in BTC depending on your staking level starting from 0.5% for no staking and going up to 1.5% if you stake 500,000 WXT (about $6,000 at today's rates).

Visit Wirex

Compare

FavouriteAdded to wishlistRemoved from wishlist 0

Additional information
Reviews (0)

8/10 (Expert Score)

Product is rated as #14 in category Crypto Cards

Established in 2014, Wirex has maintained a strong customer track record and a growing userbase of 300m users across Europe and Asia. Wirex allows you to effortlessly buy, store, exchange up to 9 cryptocurrencies and 18 fiat currencies at OTC rates in your wallet. When purchasing with a Wirex card, your funds will be instantly converted at the point of sale to any local currency with over the counter (OTC) rates, no exchange fees and instant crypto cashback of up to 1.5% in BTC depending on your staking level.

Features

Usability

7.5

Payment options

Fees and charges

8.5

Perks & rewards

Company & Reputation

Support

PROS:

Instant settlement.
Low fees.
Available in Asian-Pacific.
Available in UK.
Available in EEU.
Zero staking earns 0.50% in Bitcoin.
Cashback up to 1.50% in Bitcoin.
Low stakes to start earning cashback in Bitcoin.

CONS:

Support is very slow.
Lack of transparency, i.e commission fees not clearly explained anywhere on website.
No virtual cards.
Not currently available in the US (but coming soon).

Specification: Wirex Card Review

Company & Availability

Insurance Coverage	/
Eligible regions	Australia, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Guadeloupe, Hong Kong, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Mali, Malta, Netherlands, New Zealand, Norway, Philippines, Poland, Portugal, Province of China, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Taiwan, UK
KYC	Yes
Credit Check	No

Savings Information

Supported Fiat Currencies	AUD, CAD, CHF, CZK, EUR, GBP, HKD, HRK, HUF, JPY, MXN, NZD, PLN, RON, SGD, USD
Gas fees	Yes

Availability

ATM Access	Worldwide
Pay In Local Currencies	Yes

Support

24 hour support	Email support
Live Support	No

Staking

Staking required	Option not to stake
Staking amount	100,000 WXT, 50,000 WXT, 500,000 WXT
Minimum stake Term	Indefinitely
Token Ticker	WXT

Rewards

Cashback on spending	Hold 100,000 WXT: 1.00% in Bitcoin, Hold 50,000 WXT: 0.75% in Bitcoin, Hold 500,000 WXT: 1.50% in Bitcoin, Zero staking: 0.50% in Bitcoin
Cashback Restrictions	In store only
Max Cashback	No limit
On Chain Rewards	None
Referral Rewards	Asian-Pacific: $5, EEA: €10

Spending Limits

Daily ATM Limit	£/€/$ 250, SGD: 400
Daily Purchase Limit	£7.500/ €8,000/ $10,000, SGD: 5000 per transaction
Monthly ATM Limit	Unlimited
Monthly Purchase Limit	Unlimited

Fees

Signup fee	No fee
Monthly fee	$1.50, £1.00, €1.20, Asian-Pacific: Free
Delivery Fee	No fee
Online/Offline Purchase Fees	No fee + OTC & commission
Topping up fee	External debit/credit crypto top up is 1%
ATM Fees	Asian-Pacific: Free, August 17, 2% after 400 SGD, EEA, 1.75, £2.25, €2.50, $2.50
International ATM fee	Asian Pacific: Free, August 17: 2% after 400 SGD, EEA 2.25. £ 2.75, €3.50, $3.50 + 3% foreign transaction fee
POS Foreign Transaction fee	No fee + OTC & commission
Card Replacement Fee	Asian Pacific: Free, EEA: First free, €10 thereafter
ACH Declined	No fee
Charge back processing	€0.06
Exchange Rate Provider	Crypto: OTC, Fiat: Interbank rates