APY rates ranging from 2.02-13.99% (no staking). Approx. 39 cryptocurrency & stablecoin assets to earn weekly compounding interest on. No withdrawal or deposit fees, outwards gas fees also covered by Celsius. Rates change depending on whether users are outside of the US. Users can optionally take payment in CEL, offering marginally increased rates. Those holding between 5-20% of their portfolio in CEL will receive additional discounts and rewards.
KYC checks ensure security & legitimacy but compromise anonymity. Backed by Fireblocks & Primetrust crypto-custodians. No lockup period & accessible via PC or mobile app. Automated support needs improvement, currently no live chat. Never suffered a security breach or hack since founding.