Crypto.com offer 50% LTV loans with no credit checks, with users able to put forward up to 14 crypto assets as collateral. In turn, users choose from 4 assets to receive as a loan: PAX/TUSD/USDC & USDT. This platform has a much lower minimum loan requirement of $100, whereas many competitors usually require in excess of $500+.
Whilst 12% APR on all loaned currencies is an average rate, those staking 50,000 CRO or more must pay only 8% APR. Users can pay back at any time with no early repayment fees. Crypto.com remains one of the few platforms to claim FDIC insurance, with individual wallets covered for up to $250,000 each.