Verdict: Coinbase offer no credit-check loans at a decent 8% APR. However, this brand best suits newer users and those who place greater emphasis on security; predominantly due to only supporting one collateral currency (BTC), which can prove volatile at the best of times.
Although the LTV & loan health formula can prove confusing for newer users, it remains easy to learn and understand. 98% of user currency is stored offline in cold storage, with all hot-wallet currency completely insured.
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